The Analysis
Proprietary retirement audits for the modern educator.
Our Solutions
Expert tools for the TIAA ecosystem.
TIAA 403(b) Deep Dive
A 45-page master report analyzing every CREF account, lifecycle glide path, and the Traditional Annuity's liquidity constraints. Updated for 2026 performance data.
- Detailed Fee Benchmarking
- Portfolio Optimization Map
- "Hidden" Admin Fee Audit
The Transfer Blueprint
Our step-by-step roadmap for those choosing to transition assets to low-cost providers like Fidelity or Vanguard. Includes the "Paperwork Defense" guide.
- Surrender Charge Calculator
- Provider Comparison Sheets
- Rollover Checklist
TIAA Traditional Audit
The ultimate analysis of the Fixed Annuity. We break down your specific contract (RA, GRA, SRA) to reveal exactly when and how you can access your cash.
- Contract-Specific Payout Logic
- 10-Year TPA Modeling
- Interest Rate Floor Audit
100%
Proprietary Research
No Bias.
Built on raw data, not sales commissions.
Unlike financial planners who receive a percentage of your assets, Wendarique provides one-time, flat-fee educational analysis. We never ask for your login credentials or manage your money.
We read the SEC filings, the plan documents, and the historical performance logs so you don't have to. The result is a clear, actionable picture of your financial future.
The Review Lifecycle
01
Ingestion
We scrape the latest CREF fund prospectuses and plan-specific fee disclosures.
02
Benchmarking
Performance is compared against Vanguard/Fidelity equivalents with identical risk profiles.
03
Audit
The "Traditional" contract is audited for liquidity traps and interest rate guarantees.
04
Output
A plain-English PDF report is delivered to your inbox, ready for your licensed advisor.
Clarity is just a report away.
Join 4,000+ educators who have audited their TIAA accounts with Wendarique.
Independent Educational Disclosure
Wendarique is not a financial advisor. All analysis is for educational purposes. We do not provide specific investment recommendations or trade execution services. Always consult with a licensed professional before making changes to your retirement plan.